Managing Cash Flow When You're Growing Fast
Managing Cash Flow When You're Growing Fast
Most founders don’t start companies because they love spreadsheets.
But the reality? If you don’t manage your cash, your business can run out of oxygen.
Even profitable companies can fail if they don’t manage timing, burn, and reserves.
Especially when you're growing — fast.
I’ve worked with teams that raised millions and still struggled to make payroll.
Not because they weren’t smart.
But because no one had eyes on the cash flow.
What Cash Flow Really Tells You
Cash flow isn’t just how much money you have.
It’s how much money is moving — in and out — and when.
Understanding your cash flow helps you:
✅ Anticipate shortfalls
✅ Time hiring or investments strategically
✅ Handle large vendor payments
✅ Sleep better at night
The Biggest Mistakes I See
🚩 Tracking only revenue, not timing
🚩 Not separating operating cash from runway
🚩 Waiting until there’s a problem to look at cash
🚩 Overestimating receivables and underestimating expenses
🚩 Not building in buffers for the unexpected
These aren’t just bookkeeping problems — they’re business risk signals.
So, How Do You Manage It?
Start here:
💡 Weekly Cash Flow Tracker
Know your starting balance, inflows, outflows, and projected end balance every week. Don’t wait for the month-end close.
💡 Short-Term Forecast (Rolling 13 Weeks)
This gives you visibility into the near future. You’ll see dips coming before they hit.
💡 Separate Burn from Operating Cash
Track your true burn rate (spending vs revenue) separately from overall cash so you can see how long your money will last.
💡 Invoice and Pay With Intention
Speed up receivables. Delay payables (strategically). Negotiate where you can.
💡 Create a Cash Ritual
Set a recurring time to review cash. Weekly. Non-negotiable. Even if it’s just you.
We Help You Build This System
At Elementum Essentials, we create cash flow systems that founders can actually use — without needing a CFO.
That includes:
✅ Rolling cash forecasts
✅ Burn tracking dashboards
✅ Custom spreadsheet or tool setup
✅ Monthly check-ins to review trends + strategy
Foundation First. Future Focused.
You don’t have to guess where your money is going — or panic when surprises hit.
With the right structure, cash flow becomes a tool — not a stressor.
📬 Need support? Let’s build your cash clarity system.
📥 Contact@elementuminsights.com
🌐 elementuminsights.com